Let me explain. We usually have a breakfast routine on all 7 days of the week. When I say usually, there is always that odd day when we really don’t have a plan or raw material or will or combination of all three to fix a healthy breakfast.

When this happens, we are left with three options:

-Skip breakfast, just have tea/coffee 

-Fix something quick and not so healthy (toast, butter, jam, Nutella)

-Order or go out 

The first two options impacted us later in the day. I get hungry during work, lack of focus followed by a craving to munch snacks till I have a satiating lunch. 

The second option cost us 3-4 times more money. Drive all the way to the breakfast joint, eat something tasty, consume junk calories, and head back home.

All options are easy choices but cost us a premium. Additional decision making, more money, junk calories, and a big compromise on something healthy. 

Lack of planning demands a premium.

New city, new place? You have not planned where to eat? You might end up at a substandard random eatery that might serve bad food or simply charge you more. 

Booking a flight on a whim? Pay 3 times more.

Forgot to renew your passport? Need it urgently now that you have to travel? Pay a premium

The more unplanned life you live, the more premium it will demand from you.

Living life on a whim is what rich people do because they pay a high premium to get rid of planning and decision-making.

Most of us can’t afford that.